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New York policy

S7031: Relates to overdraft fees charged by banking organizations

NY Senate · Sponsor Luis R. Sepúlveda

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Jurisdiction
New York State
Applies to
New York State (proposed)
Effective
January 7, 2026

What it requires

Requires banks to report to the superintendent annually on the amount of revenue earned from overdraft fees; prohibits banks from imposing overdraft fees during a ten day grace period; regulates the imposition of overdraft and NSF fees.

ny-statesenatelegislationbill

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